khushhali Bank Limited in Pakistan (KBL)


khushhali bank limited

Founded in the year 2000, Khushhali Bank Limited was a part of the Government of Islamic Republic of Pakistan’s Poverty Reduction Strategy and its Microfinance Sector Development Program (MSDP). MSDP was developed with the facilitation of Asian Development Bank (ADB). With its headquarters based in Islamabad, Khushhali Bank Limited operates under the supervision of the State Bank of Pakistan (SBP) and many central (commercial) banks are its shareholders. The mandate remains to retail microfinance services and to act as a catalyst in stabilizing the country’s newly formed microfinance sector.


Being a commercial based microfinance institution, our purpose is to:

  • Establish a sustainable platform of financial services to the poor accompanied with retail delivery mechanisms
  • Facilitate an environment where microfinance can prosper within Pakistan
  • Assist the central bank in setting up an appropriate and a responsive framework where microfinance institutions operate on sustainable grounds, there by expanding their outreach to the poor
  • Promote transparency, financial firmness and high quality governance as leading indicators within country’s microfinance sector.


Khushhali bank operates in all four provinces including AJK & FATA through a large network of branches in three regions.

Corporate Branch, ISLAMABAD

Ground floor of the building No.94-West,Din Pavilion, Jinnah Avenue F-7/G-7,Blue Area,Islamabad

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Telephone: 051-2804191

Fax: 051-2804192

UAN: 111-092-092

Status: Online




To be a premier microfinance bank providing services to micro enterprises and low-income households across Pakistan.


To strengthen the economic base of low-income populace and micro-entrepreneurs by improving their accessibility to financial services.By offering a diverse product suite, exemplary service and cost efficient next generation delivery systems, we intend to achieve our core objective of outreach and sustainability.


  • Empower
  • Excel
  • Ethics

Award of Khushhali Bank

Khushhali Bank Limited (KBL) has been awarded the Approved Employer Certification by the Association of Chartered Certified Accountants (ACCA), which enables Khushhali Bank Limited to become an alliance partner of the ACCA. This was officially announced at the Approved Employer Certificate Presentation Ceremony held at Khushhali Bank Limited Head Office, where Banking Pk was formally presented a certification from the Association of Chartered Certified Accountants (ACCA).



Year after year, Khushhalibank has endeavored to provide financial services to micro enterprises and low-income households across Pakistan. Our mission is to continue the tradition pursuing new avenues of business and explore more opportunities each year, surpassing our own expectations in the zeal to keep pumping the entrepreneurial life blood into the Pakistani economy.

See also  Habib Bank Limited (HBL)

Ever since it’s inception, Khushhalibank has sustained its market leadership position within the Microfinance sector in Pakistan. A decade of success has given this institution strength, confidence and ability to explore new customer segments & territories and extend innovative products and services. Khushhalibank is once again one of the first microfinance banks to venture into the MSME space in Pakistan, a commitment that further cements our resolve to become Pakistan’s premier MSME bank.

presedent of khuashhali Bank


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Tassadaq Ali Editor at Bankingpk
I am Tassadaq Ali: A Seasoned banking specialist skilled in all banking Blogging and information. Always elevating with expertise in business and finance insights. Explore now for top-notch advice on rest days.