Habib Bank Limited loans Information

Loans Comments Off on Habib Bank Limited loans Information

About HBL loan ?

In fund, an advance is an obligation gave by an element association or individual to another substance at a loan fee, and prove by a note which determines, in addition to other things, the main sum, financing cost, and date of reimbursement. A credit involves the reallocation of the subject resource for a time frame, between Banking Pk and the borrower. The HBL loan schemes are suitable according to your needs

In a credit, the borrower initially gets or obtains a measure of cash, called the main, from Banking Pk, and is committed to pay back or reimburse an equivalent measure of cash to Banking Pk at a later time.

The credit is for the most part given at a cost, alluded to as enthusiasm on the obligation, which gives a motivator to Banking Pk to utilize in the advance. In a lawful advance, each of these commitments and control is required by contract, which can likewise put the borrower under extra check known as advance minimal. In spite of the fact that this article concentrates on money related credits, practically speaking any material item may be loaned.

Going about as a supplier of credits is one of the primary errands for budgetary establishments. For different organizations, issuing of obligation contracts, for example, securities is an average wellspring of financing.

HBL Bank Personal Loan

HBL Personal Loans From quality training to an expansive wedding to individual prosperity, HBL Personal Loan helps you satisfy your financing needs. Get hard money the easy path with HBL Personal Loan.

Elements and advantages

• Processing charge on endorsement as it were

• Repayment term from 12 to 60 months

• Loan sum going from Rs. 25,000 to Rs. 2,000,000

• every minute of every day access to HBL Phone Banking

• Top-up office accessible after at regular intervals

• Free life coverage

Essential Criteria

Administrative person whose pay rates are being credited in HBL.

The candidate ought to be 21 years or more at the season of advance application and 61 years or less at the season of credit development.

Documentation

• Application Form

• Legal Agreement

• Verified unique duplicate of CNIC

• Verified unique duplicate of Salary Slip

• Letter From Employer

• Other archives required (According to section)

For additional data, please call HBL Phone Banking at 111-111-425 or visit your closest HBL branch.
HBL Salary Loan helps you achieve your goals and aspirations. So whether you want to go on a holiday or plan for your child′s education, HBL Salary Loan will help you fulfill your financial requirements and realize your potential. For details, please call 2177600 / 2177614Habib Bank Salary loan

Benefits & Features of Habib Bank Limited loans

· Competitive & flexible interest rate

· Large financing facility

· An advance on a fixed sum over a specified tenure

· Interest charged is linked to the Bank′s Prime Lending Rate (PLR)

· Flexible repayment period for up to 4 years, but before retirement

· Insurance cover: Ensures complete peace of mind and security

Eligibility

· Open to professionals

· The borrower age should not be less than 25 years and not more than 55 years

· Monthly installment shall not exceed 40% of employee′s salary

·  Disbursement of salaries or direct check off from employer or undertaking for regular monthly standing order for loan installments

Documents Required

To avail HBL Salary Loan, please submit the following documents

· Completed Loan Application form

· Proof of Identity – Identity Card or Passport

· Evidence of income from employer, where applicable

· Salary slips for the last 3 months, where applicable

· Most recent utility bills – CEB/CWA/MT

·  Bank statements for the last six months

Habib Bank Limited home loan

HBL Home Loan offers financing options to purchase a new house or renovate an existing house. For details regarding available financing options, call HBL PhoneBanking at 111-111-425 or contact your nearest HBL branch.